U.S. Bank Credit Review Specialist 4 in SAN DIEGO, California
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company's credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans. Generally furnishes information relative to credit inquiries to appropriate parties.
Bachelor's degree, or equivalent work experience
Five or more years of experience in credit analysis and/or lending activities
Excellent credit analysis and analytical skills
Thorough knowledge of credit administration, policy and procedures
Thorough knowledge of economics, accounting, and finance
In-depth knowledge of risk analysis
Excellent technical report writing skills
Excellent verbal and written communication skills
Job: Credit Underwriting
Primary Location: CA-CA-San Diego
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 170022688