U.S. Bank Mortgage Loan Originator NMLS 1 - San Diego in SAN DIEGO, California
Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.
High school diploma or equivalent
Minimum one year of mortgage, sales, real estate, or banking experience
Ability to travel
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Excellent verbal and written communication skills
Primary Location: CA-CA-San Diego
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 170023358
Other Locations: CA-CA-La Mesa, CA-CA-San Diego, CA-CA-Santee
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.